Fund Loans in Minutes
Funnel funds instantly with REPAY Instant Funding. Connected to the Visa® and Mastercard® global networks, Instant Funding is a convenient solution for a better borrower experience. Once loans are approved, REPAY can digitally disburse funds to borrower debit cards and pre-paid cards in minutes.
There’s no need for borrowers to wait to receive paper checks or go through the hassle of cashing them. And best of all, the network is available 24/7, so borrowers can receive much-needed funds on holidays and weekends. 66% of borrowers say they’ll return to a business if instant funding technology is offered.
Increase Borrower Satisfaction
After the initial funding to the borrower’s debit or prepaid card, the card data can be automatically validated and securely tokenized for faster future funding and convenient loan repayment.
Instant Funding has helped our clients increase business volume by as much as 25%.
Verify Identity at the Point of Payment
Instant funding moves fast. Identity Validation Services keep it secure.
Before same-day funds are released, REPAY verifies that the name on the destination card or bank account matches the borrower’s loan record. If a mismatch is detected, configurable response flows let you define what happens next: request re-entry, flag the transaction for review, or cancel and notify the borrower.
Your team stays in control without slowing disbursements for compliant transactions.
- Secure Disbursements: Validate borrower identity before same-day funds are released.
- Configurable Matching Rules: Check for full name, partial name, or specific transaction types.
- Customizable Response Flows: Manage mismatches for both one-time and scheduled funding events.
- Seamless Integration: Runs automatically within your existing payment flow or independently via API.
SEND FUNDS SECURELY
Fraud schemes target every aspect of the payment process, making it essential to protect fund disbursements and incoming payments. Ensure compliance without draining your resources. We are your trusted partner to help you achieve and maintain compliance for every payment, even as requirements and standards evolve.
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BENEFIT FROM FASTER, MORE SECURE PAYMENTS
Digital payment technology evolves every day, and REPAY has the resources and expertise to keep you ahead of the changes. Rely on REPAY to simplify payments and manage the platform integrations for improved cash flow, streamlined internal processes and increased customer satisfaction.