Payment PROCESSing
Access full-service, end-to-end processing capabilities, next-day funding and clearing and settlement for all major card brands.
custom reporting
A customizable online portal provides you and merchants realtime access to statements and reporting, including daily settlement, risk, 1099s and more.
chargeback management
Electronically manage chargebacks, from arbitration to representment, within our proprietary platform to eliminate paper and manual processes.
service and support
Industry experts are available to assist with portfolio conversions and implementations, and consult with sponsor banks on your behalf.
Full-Scale Processing Flexibility
As one of the only independent clearing and settlement providers in the market, you can provide merchants with a best-in-class payment experience backed by front-end capabilities from multiple providers.
We understand no two portfolios are the same and have built relationships with over a dozen acquiring banks so you can choose the one that makes the most sense for your business.
Flexible, Faster Funding Options
Late-night batches? Early morning closings? No problem. REPAY’s Early Funding solution keeps merchants moving no matter when they close. With our new 8 a.m. CT ACH cycle, ISOs can offer same-day and next-day funding options that work around merchants’ schedules, not the other way around.
- Accelerated Access: Enable faster payments to fund merchants faster.
- Flexible Cutoffs: Give merchants the freedom to close when it works for them.
- Simplified Operations: Consolidated ACH data simplifies reporting and reconciliation.
- Realtime Visibility: Access up-to-date ACH insights directly in Elevate.
Enhance the Merchant Experience with Elevate
View transactions in real time and gather insights from robust reporting accessible from within our powerful and secure single sign-on portal. Expedite merchant boarding and maintenance online or via API, receive webhook alerts for chargeback notifications as they come in, define various risk parameters and so much more.
Supporting Your Business’ Growth
Transitioning from a Retail ISO to a Processing ISO offers greater flexibility over the growth and maintenance of your merchant portfolio.
Unlike legacy processors, we walk you through each step of the transition process so you can more quickly meet your business goals.
- Utilize existing platform functionality and reporting until BIN setup is complete – no business impact or processing gaps
- Portability when migrating merchants to new BIN
- Dedicated, end-to-end support through every step
- Kick off your program in as few as 60-90 days
Grow your portfolio with us
Digital payment technology evolves every day, and REPAY has the resources and expertise to keep you ahead of the changes. Rely on REPAY to provide the tools to support your business goals.