A SMARTER WAY TO PAY AND GET PAID
The REPAY Dynamic Wallet™ brings a new level of convenience to consumer lending. Borrowers can now add a dynamic loan pass to their Apple® or Google™ wallets, just like a concert or flight ticket.
From there, they can view loan details, receive realtime notifications and make payments using saved methods, all within a familiar, secure mobile experience. No new app to download. No extra steps to remember.
When payments are easy, your customers are happy. And happy customers pay faster.
INTRODUCING REPAY DYNAMIC WALLET™
Extend the digital wallet experience with realtime loan details and instant payments all inside Apple® or Google™ Wallet.
REPAY Dynamic Wallet™ lets borrowers add a dynamic loan pass to their mobile wallets to view balances, receive reminders, and pay with saved methods, no app required. It’s a faster, smarter, more convenient way to keep payments top-of-mind and on time.
HOW DYNAMIC WALLET WORKS
ADd the Pass
Borrowers receive a link to add their loan pass directly to their Apple® or Google™ wallet.
stay updated
Dynamic updates ensure loan information —like due date, balance and payment status – is always current.
pay instanly
With one tap, borrowers can make a payment using saved ACH or card methods, right inside their wallet.
receive notifications
Built-in push notifications remind borrowers of upcoming due dates and confirm successful payments.
WHY BORROWERS LOVE IT
- No New App Required: Skip the downloads and multiple portals.
- Convenient Payments: View loan details and pay in one place.
- Smart Reminders: Get notified before payments are due.
- Flexible Options: Pay with ACH, card or other supported methods.
- Secure & Familiar: Built on wallet technology borrowers already trust and use every day.
WHY BORROWERS LOVE IT
- No New App Required: Skip the downloads and multiple portals.
- Convenient Payments: View loan details and pay in one place.
- Smart Reminders: Get notified before payments are due.
- Flexible Options: Pay with ACH, card or other supported methods.
- Secure & Familiar: Built on wallet technology borrowers already trust and use every day.
SIMPLE. SECURE. SMART.
REPAY Dynamic Wallet empowers lenders to modernize payments without adding complexity. With full branding, instant notifications and the same security used by leading digital wallets, REPAY helps you deliver the experience borrowers expect and the efficiency your business needs.
FREQUENTLY ASKED QUESTIONS
What is the REPAY Dynamic Wallet?
Dynamic Wallet is a mobile wallet-based payment solution that allows borrowers to add their loan information to their Apple® or Google™ Wallet, similar to a digital boarding pass or event ticket. It updates automatically with due dates, balances, and payment confirmations, making it easier for borrowers to stay current.
Do borrowers need to download an app?
No. Dynamic Wallet works within the borrower’s existing Apple® or Google™ Wallet app. There’s no additional software to install or account to manage.
How does it help reduce delinquencies?
Borrowers receive proactive push notifications for upcoming due dates and can make instant payments using saved methods. These reminders and simplified workflows help prevent missed payments and late fees, improving both borrower satisfaction and lender recovery rates.
What payment types are supported?
Dynamic Wallet supports ACH and card payments, allowing borrowers to use their preferred payment method directly from their mobile wallet.
Is Dynamic Wallet secure?
Yes. REPAY leverages the same trusted wallet technology used by Apple® and Google™. Each transaction is encrypted and protected with the borrower’s device-level authentication such as Face ID or fingerprint recognition.
Can lenders brand their Dynamic Wallet experience?
Absolutely. Each loan pass can feature your company name, logo, and color palette, maintaining brand consistency and enhancing borrower trust.
Does Dynamic Wallet integrate with existing systems?
Yes. Our platform integrates seamlessly with leading loan management systems and payment platforms enabling smooth implementation without disrupting current workflows.
Who is Dynamic Wallet best suited for?
Lenders and servicers looking to improve borrower engagement, reduce delinquencies, and modernize payment options without additional app development or maintenance.
SEE IT IN ACTION
Want to see how REPAY Dynamic Wallet keeps borrowers connected and payments flowing? Talk to our team to explore how this solution can simplify your payment experience.