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Credit and Debit Processing. Any Card. Any Way. Any Time.

In today’s fast-paced world, supporting multiple payment options for customers is essential. REPAY's credit and debit card processing enables lenders and businesses to effortlessly and securely accept cards as a form of payment online, via a customer’s mobile phone or digital wallet, text and more.

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Convenient Payment Methods

We make credit and debit card processing easy for small businesses and larger enterprises. From our accepted card brands–Visa®, Mastercard®, Discover® and American Express®–to our omni-channel payment methods, we’ve got you and your customers covered.


Mobile App




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Receive Your Money Faster with Next Day Funding

Stop waiting days to receive your card processing funds – Next Day Funding deposits them into your account the very next business day.

Processing on the weekends? Receive your funds Monday morning!

Featuring late cutoff times and reliable processing, you get your money quicker, so you can put it to use faster.

  • Lend the money back out to borrowers
  • Reduce the cost of capital
  • Improve/expedite cash flow
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Online Tools for Customers and Agents

We’ve built our platform to not only simplify payments for your customers but to be a valuable tool for your agents, too. Integrated into your system, agents can stop toggling between multiple systems. We customize the portal to your business’ payment rules to give them easy access to realtime customer information, including account status, messaging preferences and more! Visit our Online Portal page to learn more.

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Reduce Transaction Declines with Active Safe

Active Safe automatically updates stored cardholder payment data without manual work. With Active Safe, stop spending time chasing down customers for updated payment data whenever their information changes, whether due to card expiration or loss.

Contact us to hear more about Active Safe and the benefits it offers.

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Our goal is to keep your business safe. With card processing, we increase safety through our secure and PCI-compliant processing environment. Plus, with processor redundancy, we ensure volatility doesn't get in the way of your ability to operate.


With other providers, you can't always depend on the service your business deserves. We have the industry's most advanced online reporting capabilities as well as error checking and audit research. We also retain your data for seven years, so you are covered in the event of an audit.


Our 24/7/365 customer service will assist you with every aspect of the card processing program, including transactions, deposits, software, chargebacks, risk mitigation and billing.