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Digital Payments for Efficient Mortgage Management

Mortgage regulations are constantly changing. REPAY's payment platform helps you keep up with compliance requirements while offering digital payment technology to enhance the borrower experience and streamline service transfers.

increase on-time payments

Simplify mortgage transfers

Reduce calls to customer service

Better Payment Processes Increase Borrower 

Borrowers want convenient, more flexible ways to pay their mortgages. Digitize their payment experience and centralize transaction reporting using our omni-channel payment platform, all integrated into your current loan servicing or loan origination system.

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    select loan provider based on payment options
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    prefer to make loan payments with a debit card
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    prioritize convenience for making payments

Reduce Delinquent Payments with Omni-Channel Options

Accept the payment types borrowers prefer–including debit cards, ACH and digital wallets–and enable them to pay through any channel. Customers can make frictionless payments anytime, anywhere, increasing on-time payments. 

Text Pay


Online Portal

Mobile App

Benefits of REPAY

Traditional payment systems cost you precious time and negatively impact your bottom line. With a frictionless, centralized solution in place, you can save thousands by digitizing costly payment processes and gaining visibility and control over your funds.

detailed view of young woman looking at phone

Speed up the time to revenue, increase on-time payments and reduce costs by accepting digital payments. Too many customers relying on checks can lead to untimely processing and returned transactions.

  • integration icon
    Integrates with your loan servicing or loan origination platform
  • customer finance card processing icon
    Debit card, ACH and digital wallet options
  • reporting checklist icon
    Robust reporting for increased visibility and simplified reconciliation
  • security. icon
    Enhanced security and PCI compliance with tokenized card data
businessman using a computer for property sales

Digital Processing for Interim Serviced Loans

Collecting one-time loan payments no longer requires burdensome manual work. Eliminate checks and paper processes and support electronic payments through your loan management platform.

Digitizing loan payments simplifies your day-to-day, so you can focus on enhancing the borrower experience and generating more loans.

  • Free up more time for your staff
  • Access realtime loan status lookups
  • Automate and expedite payment acceptance and posting
  • Help clients with mortgage industry regulations
businesspeople shaking hands

More Intelligent Lockbox Processing

Traditional lockboxes can create resource-intensive exceptions that require manual intervention. Increase efficiency and transaction accuracy using lockbox processing from REPAY.

Directly integrated into your existing servicing platform, our platform generates the appropriate image files (ACH or image cash letter) and transmits them to your financial institution for account posting.

  • Separate items based on type
  • Identify least expensive and regulation-appropriate routing for each item
  • Enforce business rules based on account status
  • Automatic reporting updates reflect payment on a customer’s account

Benefit from Faster, More Secure Payments

Digital payment technology evolves every day, and REPAY has the resources and expertise to keep you ahead of the changes. Rely on REPAY to simplify payments and manage the platform integrations for improved cash flow, streamlined internal processes and increased borrower satisfaction.


Payment Options to Delight Customers

Customer demands and preferences are constantly changing. They value convenience and speed during the payment experience in today's fast-paced environment. As a business owner, it's essential to provide payment options that satisfy their wants and needs. Offering multiple payment options can expand your customer base while enhancing the customer experience. 


What is Omni-Channel Payment Processing?

Customer expectations and demands constantly change. We live in a digital age where customers value seamless, convenient and flexible experiences that allow them to pay wherever they are and however they want. According to McKinsey, over three-quarters of Americans use digital payments, including contactless in-store purchases, browser or in-app online payments and person-to-person payments. 


REPAY Study Highlights Importance of Digital Payments When Choosing a Loan Provider

Payment digitization has transformed how businesses and consumers pay. Consumers, including borrowers, are looking for faster and more convenient payment options and are not afraid to seek out providers who offer their preferred payment technology.


We invest in the industry and ensure our services are always up to national standards