Auto loan payments shouldn’t be complicated. But for many borrowers (and the lenders serving them) making or processing a simple monthly payment can still involve outdated systems, limited options and unnecessary frustration. In today’s digital world, that’s a serious problem.

The consumer payments landscape is evolving rapidly, and if you're in the auto lending or financial services space, it's critical to stay ahead of the trends that shape borrower preferences. That’s why we were thrilled to attend the AFSA Independents Conference 2025 and participate in the webinar, The Future of Debit-Driven Consumers, Flexible Tech and Lower Delinquencies, presented by David Graves, VP of Sales at REPAY.

All consumers prefer to pay in specific ways. While it’s common knowledge that consumers overwhelmingly prefer to pay electronically with debit and credit cards or ACH, some still favor or default to cash in certain situations.

Although it may seem simple and straightforward, accepting and managing cash can be a tricky and cumbersome process for businesses, requiring time and resources and often exposing businesses to risk and security issues.

REPAY recently formalized a partnership with the Arizona International Automobile Dealers Association (AIADA). We are proud to announce we are an endorsed payment processor for AIADA members and provide auto dealers credit card processing. 

"The AIADA is excited to partner with REPAY. REPAY is locally owned and operated in Mesa, Arizona," said Dave Warkentin, Executive Director of AIADA. "With staff on hand with decades of experience working in auto dealerships, they are uniquely positioned to provide...